Nickelpinch

Categories

What was spent on what.

You earn money, spend it on things, the cycle continues. But by looking at your bank account as a collection of categories, you can better understand how much you really need for various things like food, utilities, rent. It will also help to see how much you spend on non-essentials like random fun money, eating out often, even a coffee out (gasp!)

• Standard Category; it's standard for a reason. Set how much you want to spend in that category every month, and watch as every purchase you enter takes that category closer to the limit you set.
• Savings Category; for those savings goals. Set how much you want to save per month. Set that money aside every month, and watch the savings grow.

Payment Methods

All that buying power, all that liability.

• Cash, as they say, is king. When you spend with cash, since it's already out of your bank account, this will just track what category it came from, to make sure you have good data on how much you spent in each.
• Debit/Check; pretty obvious one. It leaves your account, your calculated bank account balance going down.
• Credit Cards; borrow money to buy things, what can possibly go wrong? Not much if you use Nickelpinch. You create your Credit Cards in the budget area, then whenever you buy something with them, that amount is set aside for your upcoming credit card payment. This way you should always have a good idea of how much you'll need to pay off that bill every month.

Nickelpinch is released under a MIT license. What does this mean? It means anyone can grab the code for Nickelpinch from its code repository and host an instance on Nickelpinch on their own server.

Also, to the developers out there, consider this an open invitation. I would greatly welcome some help in building out more features.

• View Project On GitHub

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